Stripe fees, PayPal fees, TrueCoach, Zoom, quarterly taxes — all invisible until tax season. CheckMargin pulls them together and shows you the real number.
No credit card required. Cancel any time.
Net take-home · June 2026
Where the money goes
Updated nightly from Stripe & PayPal
Built for solo service professionals who pay platform overhead
One dashboard. No spreadsheets. No surprises at tax time.
Stripe + PayPal auto-import
Read-only connection in 2 minutes — paste a read-only Stripe key and link PayPal. Last 90 days import on first connect; new payments sync nightly. Stripe and PayPal processing fees captured automatically — no manual entry.
Platform cost tracker
Set TrueCoach, Zoom, Kajabi, and any other recurring tool cost once. They subtract from your margin every month with no ongoing effort.
Expense log
Log any other business cost by category (equipment, software, marketing, education). Mark expenses recurring or one-off. Feeds directly into your net number.
Tax estimator
Adjustable self-employment tax rate (default 28% for US). Applied to your net profit so you always know what's reserved for quarterly payments — before your accountant calls.
12-month trend + margin breakdown
Bar chart of gross income over the last 12 months. Income-by-type breakdown shows which kinds of coaching earn the most. Failed payments surface in their own table.
Real net take-home
One dashboard. Gross income minus all deductions, always current. A "where the money goes" breakdown bar shows each cost as a share of gross so nothing hides.
CheckMargin reads from your payment processors and tools — it never touches the money. Pull income, deduct what you configure, apply your tax rate — one number, always current.
Link your income (read-only)
Add a read-only Stripe key (paste a restricted key you create in your own Stripe dashboard) and connect PayPal — about 2 minutes. The last 90 days of completed payments import automatically — including the per-transaction processor fee. New transactions sync every night at 1am UTC. Income from other sources (bank transfer, cash) can be added manually in seconds.
Add your platform and business costs
Enter what you pay for TrueCoach, Zoom, Kajabi, or any other tool — once. CheckMargin deducts them from your margin every month automatically. Log any other business expense (equipment, ads, education) categorised and dated.
See your real net number
Gross income, minus Stripe/PayPal fees, minus platform costs, minus other expenses, minus estimated quarterly taxes. One number, always current. 12-month trend and offer-type breakdown so you know which packages actually earn.
Pro feature
Each month CheckMargin turns your synced income, fees, and costs into a short profit summary and a tax-reserve figure — so you always know what you actually kept and what to set aside, without a spreadsheet or waiting on your accountant.
Start free trial →Monthly AI profit summary in plain English
Tax-reserve guidance — how much to set aside
Net take-home after every fee and cost
Offer breakdown — which packages actually earn
12-month profit trend
Stripe + PayPal income, auto-synced nightly
One plan. Everything included.
$29/mo
14-day free trial · no credit card to start
Yes — connect one or both. CheckMargin works with Stripe-only, PayPal-only, or both together. You can add or remove integrations any time from your settings.
When CheckMargin syncs your Stripe and PayPal income nightly, it also pulls the per-transaction fee Stripe or PayPal charged (e.g. 2.9%+$0.30 on Stripe). That fee appears as its own line on your dashboard so you can see exactly what the processors took — not just a reduced gross number.
CheckMargin applies your estimated self-employment tax rate to your net profit after fees and expenses. The default is 28% (US SE tax ~15.3% + ~12% federal bracket). You can adjust this in settings to match your situation or your country's rate. It's a planning number — your accountant has the final word.
Any subscription you add manually: TrueCoach, Zoom, Kajabi, Thinkific, Teachable, Calendly, and anything else. Enter the name and monthly cost once; it deducts from your margin every month automatically. You can also log one-off expenses (equipment, ads, education).
No problem — you can add income entries manually. The income log accepts any payment: bank transfer, Venmo, cash, platform payouts. Stripe and PayPal just auto-fill the majority so you're not entering everything by hand.
For Stripe you create a read-only key in your own dashboard — it can only read your income, can never move money or make changes, and you can revoke it any time by deleting it in Stripe. PayPal uses a revocable read-only token. Everything is encrypted at rest and never shared or sold.
$29/month. No annual lock-in. Cancel any time from your account settings and you'll retain access until the end of the billing period.
No. CheckMargin never touches your money and is not a payment processor. It connects read-only to Stripe and PayPal to import your income so you can see your true take-home — your payments keep landing in your own accounts exactly as they do today.
14-day free trial. $29/mo after. No credit card to start.
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